QuarterSuite

THE PLATFORM

One platform. Six products. One processing core.

QuarterSuite is a coordinated operating system that connects merchant onboarding, security, capital, training, fulfillment, and vertical software — all on top of Bonita's payment-processing core. It is layered architecture, not a bundle of point tools.

INFRASTRUCTURE ARCHITECTURE

Four layers. One coordinated stack.

QuarterSuite is not a bundle of point tools. It is a layered architecture where every product plugs into a shared data layer that sits directly on Bonita's processing core.

LAYER 04

Distribution Layer

How merchants arrive

Agent and partner channels feed merchants into the same coordinated intake. One front door, many routes in.

  • Agents
  • Partners
  • Referrals
  • Direct

LAYER 03

Product Suite

Six coordinated products

QuarterMaster, QuarterKey, QuarterSupply, QuarterDeck, QuarterCapital, and QuarterPointe share state and workflows.

  • QuarterMaster
  • QuarterKey
  • QuarterSupply
  • QuarterDeck
  • QuarterCapital
  • QuarterPointe

LAYER 02

Data Layer

One merchant record

Unified merchant, deposit, residual, and behavior data. Every product reads and writes to the same source of truth.

  • Merchant graph
  • Residual ledger
  • Deposit history
  • Behavior signals

LAYER 01

Processing Core

Bonita's payment rails

The Bonita Payments processing core that has settled merchant volume since 2014. Everything above sits on this foundation.

  • Card present
  • Card not present
  • ACH
  • Settlement

Read bottom-up: processing core → data layer → product suite → distribution.

FOUR LAYERS, ONE PLATFORM

How QuarterSuite is built.

Every layer is intentional. Identity at the top, products in the middle, one shared data layer underneath, and live processing data at the base. Nothing is bolted on.

LAYER 1

Distribution layer

QuarterSuite.com is the hub: identity issuer, single sign-on, app switcher, and command center. Users sign in once and reach every product they have rights to.

LAYER 2

Product modules

Six coordinated products — QuarterMaster, QuarterKey, QuarterSupply, QuarterDeck, QuarterCapital, QuarterPointe — each on its own subdomain, sharing the same auth, design system, and data layer.

LAYER 3

Shared data layer

One merchant graph. Onboarding state, processing performance, capital exposure, training history, and equipment status are visible wherever they are relevant. No silos by default.

LAYER 4

Processing core

Bonita Payments' processing infrastructure underneath everything. Live batch volume, settlements, and lifecycle signals stream into the platform — the foundation, not the ceiling.

SINGLE SIGN-ON

One identity. Every product.

QuarterSuite.com is the identity issuer. Users sign in once and reach every product they have access to without re-authenticating. Sessions propagate across product subdomains via shared cookies scoped to .quartersuite.com.

Two-factor authentication is enforced platform-wide. Permissions are scoped to product, region, and merchant cohort — administered by QuarterKey, the security governance layer underneath every module.

Mandatory 2FA Role-scoped access Shared merchant graph

INTEGRATIONS

Connected to the systems that move money.

QuarterSuite plugs directly into the networks and partners that run a real merchant portfolio — no middle layer of CSVs and email attachments.

Fiserv — Portfolio Manager API

QuarterMaster syncs merchant data, status, and residual signal from Fiserv's Portfolio Manager so the platform stays aligned with the processing book without manual reconciliation.

TekCard — Access One platform

Bonita's processing partner. Underwriting routes through TekCard's Access One platform; the MPA (Merchant Processing Application) is the primary document for new merchants.

Lovable Cloud — Identity & data

Authentication, user profiles, and shared application data run on Lovable Cloud (Supabase), with mandatory two-factor authentication and role-scoped access enforced by QuarterKey.

THE MERCHANT LIFECYCLE SPINE

One coordinated system across every stage.

Acquire → Onboard → Activate → Train → Fund → Deepen. Every QuarterSuite product plugs into the same spine, sharing one data layer and one processing core.

  1. 01

    Acquire

    QuarterMaster

    Agent and partner channels bring merchants in.

  2. 02

    Onboard

    QuarterMaster

    Structured intake, KYB, underwriting, approval.

  3. 03

    Activate

    QuarterMaster

    First batch, first settlement, time-to-live tracked.

  4. 04

    Train

    QuarterDeck

    Field readiness that standardizes execution.

  5. 05

    Fund

    QuarterCapital

    Capital aligned to processing performance.

  6. 06

    Deepen

    QuarterPointe

    Vertical POS and analytics that lock merchants in.

PLATFORM · FAQ

Architecture questions, answered.

How the layers fit together, how single sign-on works across subdomains, and which integrations the platform depends on.

BUILT TO SCALE · BUILT TO INTEGRATE · BUILT TO COMPOUND

Ready to turn your portfolio into infrastructure?

Talk to the QuarterSuite team. We'll show you how the six products work together on top of Bonita's processing core.